Self Employed?

Discussion in 'General Flooring Chat' started by BLINCO94, Aug 30, 2012.

  1. BLINCO94

    BLINCO94 Well-Known Member

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    Hey Chaps,

    Well, the old guy what I work with is packing it all in soonish, he is 65 now. Well, I am too young to work for the company on the cards and drive the van as the insurance on the van is for over 25's. So I am going self employed as a subbie soon, any tips? Going to cost a arm and a leg for a van and insurance and all that?

    Is going self employed beneficial? Should I go on the meterage, or should I ask for a day rate? What van should I go for, looking for a small one? Need one what would be extremely cheep on insurance as I am 18.

    Cheers fella's!
     
  2. dazza

    dazza Well-Known Member

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    depends who you subbie too shops and other fitters day rate if like me builders and kitchen fitters then meterage.van wise if funds are tight get a transit or vivaro with a rack if you do carpets.
     
  3. dazlight

    dazlight Super Moderator

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    Is there no places you could go cards in for the next few years mate?
     
  4. BLINCO94

    BLINCO94 Well-Known Member

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    It would prob be one shop what I subbie with, the one what I am at currently. I don't really get many privates, the shop only pays rubbish money. £2.50 for carpets and vinyls, but at the end of the day its work. So I have to bite the bullet. Would be happy with 50 - 60 m2 a day, what they said they can do. Then I can just plod along on my own. Looked at the ford transits and the insurance for me is rediculious, £6000+. Looked at the ford escort vans, they was the cheapest on insurance for me, £4500.
     
  5. BLINCO94

    BLINCO94 Well-Known Member

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    Nope mate, no shops round me are taking on anyone on the cards as they are not busy enough.
     
  6. dazlight

    dazlight Super Moderator

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    The insurance is a disgrace for young people.
    Would getting estate car be cheaper insurance?
     
  7. BLINCO94

    BLINCO94 Well-Known Member

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    Believe it or not, it wouldn't. It is more for me to get a car. Lol.
     
  8. coolevilangel

    coolevilangel Well-Known Member

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    Thats what's g4l does isn't it?
     
  9. BLINCO94

    BLINCO94 Well-Known Member

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    They do it all on postcode aswell, because I am in a high crime area close to town and all they decide they want to bump it up.

    Just got a quote from my old address in East Kilbride in Glasgow and it has gone from £5500 to £1860.18. Lol.
     
    Last edited: Aug 30, 2012
  10. Kevin0722

    Kevin0722 Well-Known Member

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    If I was you i would ring up all local and non local shops to ask for work( the worst they can say is no),but as a fitter to go out with a experienced fitter with van,forget about a van for now,if they are asking £6000 insurance it ain't worth you getting one yet,I got a nephew who's 22 he gets a train into London everyday to work out of a shop in Battersea,he ain't got a van yet but he's looking for a transit connect,for any small privates he gets.
     
  11. advanedflooringuk

    advanedflooringuk Well-Known Member

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    I'm 24, I pay 820 for the year thats well expensive
     
  12. coolevilangel

    coolevilangel Well-Known Member

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    I'm glad I'm an old gett!
    My massive Iveco costs me 500 a yr f/comp
     
  13. advanedflooringuk

    advanedflooringuk Well-Known Member

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    I think I missed the threshold I have a 2.2 vectravsri me n the mrs fully comp 422
     
  14. BLINCO94

    BLINCO94 Well-Known Member

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    @advanedflooringuk - That seems good in my eyes. Lol.

    @Kevin0722 - Done all that mate, they all ask whether I have a van and I say no and then they say I need one to get work with them.

    @coolevilangel - You lucky devil you!
     
  15. advanedflooringuk

    advanedflooringuk Well-Known Member

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    Yes I think so too i I meant your price is a rip off feel sorry for the lads a bit younger then me so hard getting insurance ans lessons etc and they wonder why a lot of younger people are unemployed they can't all work on there doorsteps
     
  16. BLINCO94

    BLINCO94 Well-Known Member

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    They also wonder why people drive around without any insurance. It takes the ****.
     
  17. advanedflooringuk

    advanedflooringuk Well-Known Member

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    Agree mate they have to sort it out
     
  18. NathanKing

    NathanKing Well-Known Member

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    If I were you I'd make sure you have secured somewhere to work for before getting a van, you don't want to spend all that money then have no work.

    Thing you have to think about is when your a subby you don't get paid when your not working so best not to keep your eggs all in 1 basket and try and work for numerous people
     
  19. pf flooring

    pf flooring Well-Known Member

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    Can you get a parent to do the insurance and you be a named driver? that would bring the cost down to something approaching reasonable although you wouldnt build any no claims, that or can you double up with another fitter? me and a mate work together and it works quite well if you can get in with someone that has alot of work.
     
  20. BLINCO94

    BLINCO94 Well-Known Member

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    My mum lives in Scotland and I will be using her address. Cuts my insurance cost by over 50% from my postcode what I have in west london.

    I am done with working with other fitters if I am honest. Just had a bad stray of them.

    Cheers for your input matey! Much appreciated.
     

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